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MoR guides.

Tax 7 min read

Merchant of Record and VAT: Why Founders Use MoRs for EU VAT, UK VAT and Sales Tax

A practical guide to how Merchant of Record providers can help with VAT, tax remittance, customer invoices, VAT ID collection and cross-border digital sales.

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Use case 6 min read

Merchant of Record for Coaching: Why Most SaaS MoRs Are the Wrong Fit

A practical guide to choosing a Merchant of Record for 1:1 coaching, group coaching and human-led programs.

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Guide 5 min read

Merchant of Record vs Payment Processor: What Founders Usually Miss

Understand the difference between a Merchant of Record, reseller, payment processor and tax tool before choosing a checkout stack.

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Guide 5 min read

Merchant of Record vs Reseller: The Difference That Actually Matters

Reseller, merchant of record, seller of record: providers use the terms loosely. Here's what separates them, and the one question that tells you which you're dealing with.

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Comparison 6 min read

Best Merchant of Record Providers for SaaS: What to Compare First

A SaaS-focused checklist for comparing MoR providers by subscriptions, tax coverage, API access, B2B invoices and payout fit.

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Tax 5 min read

EU VAT for Online Coaching and Courses: Why MoR Fit Matters

A founder-friendly overview of why EU VAT creates extra pressure for online coaching, live training and digital education sellers.

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Guide 6 min read

Is Stripe a Merchant of Record? Short Answer: No, With One Exception

Standard Stripe is a payment processor, not a Merchant of Record — you stay the seller and own the tax. Here is what Stripe Tax does, what it doesn't, and Stripe's actual MoR route.

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Use case 7 min read

Merchant of Record for Games: Web Shops, In-Game Purchases and the Tax Nobody Warns You About

Why game studios use a Merchant of Record — web shops outside the app stores, in-game currency, local payments, chargebacks and cross-border tax — and which providers actually fit.

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Guide 5 min read

What Is a Seller of Record? And How It Differs From a Merchant of Record

Seller of record, merchant of record, reseller — the terms overlap and get used loosely. Here is what 'seller of record' actually means and the one case where the distinction matters.

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Comparison 7 min read

Paddle Alternatives: Other Merchants of Record for SaaS and Digital Products

Paddle isn't the only Merchant of Record for software. Here are the real alternatives — cheaper, developer-first, or better for a specific model — and when it's worth switching.

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Guide 7 min read

How Much Does a Merchant of Record Cost? Fees, and the Ones They Don't Advertise

Merchant of Record pricing explained: the headline percentage, the fixed fee, and the FX, payout, chargeback and refund costs that don't show up on the pricing page.

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Guide 6 min read

Do I Need a Merchant of Record? A Straight Decision Guide

Not everyone needs a Merchant of Record. When a MoR earns its fee, when a payment processor plus a tax tool is enough, and how to decide without overthinking it.

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