Whop is not a full reseller/MoR in the broad supplier-tax sense.
2026-05-24
tax/MoR caveat
high
“You are the supplier”
Terms say Whop acts as merchant of record only for card-network/payment-settlement purposes.
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W
high confidence
Verification requested
Verified 2026-05-24
Whop
Whop is a creator-commerce and marketplace platform that uses merchant-of-record language, but it isn't a classic full-service reseller MoR for every tax and supplier obligation. It's strong for communities, courses and creator offers with a simple checkout, weaker if you need documented, end-to-end reseller responsibility. Card fees start at 2.7% plus 30¢, with extra charges for international cards, FX, tax remittance, disputes and affiliates.
Payment processor Marketplace
Whop appears to customers as payment processor, not necessarily as legal supplier.
2026-05-24
payment_handling
high
“Whop will appear... as the payment processor”
Whop supports SaaS, software, courses, coaching, services, communities, marketplaces and physical goods.
2026-05-24
eligibility
high
“Sell courses, workshops”
Docs also reference agency services, SaaS, communities and physical products.
Whop has a prohibited-products list and restricted categories.
2026-05-24
eligibility_limit
high
“Prohibited products and services cannot be sold”
Whop payout setup supports 200+ countries.
2026-05-24
countries
high
“payouts to over 200 different countries”
Whop handles EU/UK indirect tax in some platform transactions, but sellers remain responsible in many cases.
2026-05-24
tax
high
“including the EU and UK”
US sales-tax handling is limited for Discover-attributable marketplace transactions from 2026-03-01.
Whop standard pricing starts at 2.7% + 30 cents for domestic cards.
2026-05-24
pricing
high
“No setup fees, no monthly costs.”
Other fees include international cards, FX, financing, disputes, orchestration, tax/remittance and affiliates.
Caveats
- • Classify Whop as marketplace/payment-MoR, not a classic full-service reseller MoR.
- • Seller remains supplier for VAT/sales tax, consumer protection, content licensing, support, refunds and delivery except where Whop separately collects/remits tax.
- • Direct/non-Discover sales and Discover marketplace sales have different tax responsibilities.
Accepted or likely accepted
- SaaS Accepted
- Downloadable software Accepted
- Mobile apps Accepted
- Online courses Accepted
- 1:1 coaching Accepted
- Group coaching Accepted
- Consulting Accepted
- Communities Accepted
- Marketplaces Accepted
- Physical goods Accepted
- AI tools Likely accepted
- Digital downloads Likely accepted
- Ebooks Likely accepted
- Templates Likely accepted
Risky, refused or unclear
No entries in this group.
Tax coverage
- EU VAT
- Yes
- UK VAT
- Yes
- US sales tax
- Verify
- Canada GST/HST
- Verify
- Australia GST
- Verify
Whop handles some platform/foreign indirect tax, but sellers remain responsible in many cases. US sales-tax collection is limited for Discover-attributable marketplace transactions from 2026-03-01.
Product features
- Hosted checkout
- Yes
- API
- Yes
- Subscriptions
- Yes
- One-time payments
- Yes
- Installments
- Yes
- Usage-based billing
- Yes
- Refund handling
- Yes
- Chargebacks
- Yes
- Affiliate system
- Yes
Geography and payouts
- Seller countries
- Payout setup supports 200+ countries, with KYC and sanctions exclusions.
- Customer countries
- Global checkout/payment reach; Whop claims 195 countries, 100+ payment methods, and 135+ currencies.
- Payout countries
- Payouts to bank account, mobile wallet, or crypto wallet; excluded countries include Afghanistan, Belarus, Cuba, Iran, Russia, Syria, Venezuela and others.
- Payout currencies
- Whop converts collected currencies into the seller's payout geography/currency; 135+ customer-facing currencies claimed.
Source links
- Whop Buyer Terms terms
Information missing?
Some provider details may be incomplete, unclear or not publicly documented yet. If you work at Whop, use the email below to send us official sources for pricing, VAT coverage, accepted products, payout countries, invoices or Merchant of Record responsibility.
We prioritize official documentation links and written provider confirmations. Sponsorship never changes editorial ratings.
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