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Gumroad vs Payhip
side by side.

Compare Gumroad and Payhip by accepted products, tax coverage, pricing, features and best use cases.

Gumroad

Creator-first checkout for digital products. Acts as the MoR for indie creators with one of the simplest setups.

True Merchant of Record high confidence
Best for
Indie creators, Ebooks, Templates, Small digital products
Avoid if
Complex B2B SaaS, Enterprise sales, High-volume SaaS
Pricing
10% flat on sales
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Payhip

Lightweight checkout for digital products, coaching and memberships. Friendly for beginners and small catalogs.

Creator platform high confidence
Best for
Coaches starting out, Ebooks, Templates, Small memberships
Avoid if
Enterprise SaaS, Complex international tax needs
Pricing
Free + 5% / paid plans with lower fees
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Product eligibility

Product GumroadPayhip
SaaS Unclear Unclear
Downloadable software Likely accepted Unclear
Online courses Accepted Accepted
1:1 coaching Likely accepted Accepted
Consulting Likely accepted Likely accepted
Communities Unclear Accepted
Digital downloads Accepted Accepted
Templates Accepted Accepted
AI tools Likely accepted Unclear

Tax coverage

Gumroad

EU VAT
Yes
UK VAT
Yes
US sales tax
Yes
Canada GST/HST
Verify
Australia GST
Yes

Payhip

EU VAT
Yes
UK VAT
Yes
US sales tax
Verify
Canada GST/HST
Verify
Australia GST
Verify