Coda markets itself as Merchant of Record for digital content commerce.
2026-05-24
tax/MoR
high
“We're your Merchant of Record”
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C
high confidence
Public sources only
Verified 2026-05-24
Coda
Coda runs a Merchant of Record and payment network for games, digital content and in-app currencies, with reach into markets and payment methods that are hard to serve alone. It's built for publishers and entertainment products, not small self-serve SaaS or human services. Pricing is by custom quote, so you'll need to talk to them for a real number.
True Merchant of Record MoR / reseller
Coda's consumer terms allow both publisher-as-MoR and Coda-reseller models.
2026-05-24
contracting
high
“Coda resells the Publisher Codes directly to you”
MoR status is product/jurisdiction/model dependent.
UK/EU terms specifically say Coda is reseller and merchant on record.
2026-05-24
tax/MoR
high
“reseller and merchant on record”
Coda supports digital content, virtual items, gift codes, app/game credits and vouchers.
2026-05-24
eligibility
high
“gift codes, app/game credits, and vouchers”
Codapay prohibits physical goods and restricts categories including adult content, gambling, drugs, weapons, malware and cash-out mechanics.
2026-05-24
eligibility_limit
high
“physical goods”
Coda reports 70+ Codapay markets, 65+ Webstore markets and 62 Codashop markets.
2026-05-24
countries
high
“70+ markets worldwide”
Coda UK/EU terms say prices include VAT at the applicable rate.
2026-05-24
tax
high
“inclusive of VAT at the applicable rate”
Codapay supports hosted payment pages, direct API integrations and refunds.
2026-05-24
features
high
“secure, hosted payment page”
Caveats
- • Coda is not Coda.io; this profile is for Coda Payments / Coda.co.
- • MoR status is product-, jurisdiction- and contract-model-dependent.
- • Seller/publisher countries, payout countries and payout currencies were not publicly enumerated.
- • US, Canada and Australia tax specifics were not found in reviewed official sources.
- • Subscriptions appear limited or still coming soon in reviewed Codapay docs.
Accepted or likely accepted
- Games Accepted
- Mobile apps Accepted
- Digital downloads Accepted
- Downloadable software Likely accepted
Risky, refused or unclear
- 1:1 coaching Refused
- Group coaching Refused
- Consulting Refused
- Online courses Refused
- Marketplaces Refused
- Physical goods Refused
Unclear
- SaaS Unclear
- AI tools Unclear
- Templates Unclear
- Ebooks Unclear
Tax coverage
- EU VAT
- Yes
- UK VAT
- Yes
- US sales tax
- Verify
- Canada GST/HST
- Verify
- Australia GST
- Verify
UK/EU VAT is explicit. US sales tax is only indirectly referenced through buyer taxes/fees, and Canada/Australia specifics were not found.
Product features
- Hosted checkout
- Yes
- API
- Yes
- Subscriptions
- Verify
- One-time payments
- Yes
- Installments
- No
- Usage-based billing
- No
- Refund handling
- Yes
- Chargebacks
- Yes
- Affiliate system
- Verify
Geography and payouts
- Seller countries
- Publisher/seller countries are not publicly enumerated; Coda says it serves 300+ publisher partners.
- Customer countries
- Coda reports 70+ Codapay markets, 65+ Coda Webstore markets and 62 Codashop markets; product coverage differs by product line.
- Payout countries
- Coda Payout exists, but payout-country coverage is not publicly listed.
- Payout currencies
- Codapay documentation says it supports 60 payment currencies; payout currencies are not publicly listed.
Source links
- Coda homepage docs
Information missing?
Some provider details may be incomplete, unclear or not publicly documented yet. If you work at Coda, use the email below to send us official sources for pricing, VAT coverage, accepted products, payout countries, invoices or Merchant of Record responsibility.
We prioritize official documentation links and written provider confirmations. Sponsorship never changes editorial ratings.
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