Why is PayNow classified as True Merchant of Record?

PayNow is currently classified as true merchant of record. The profile also stores MoR/reseller flags as MoR: Yes, reseller: Yes, marketplace: No.

What should I verify before using PayNow?

Verify legal seller status, accepted product category, seller country support, customer country support, tax regions, payout support, invoice support, current pricing and prohibited products directly with PayNow.

← Back to directory

medium confidence

Verified 2026-05-24

PayNow

Merchant of Record for SaaS, software, games and digital goods with VAT, sales tax and chargeback handling. This profile was added from the 2026-05-24 discovery backlog and should be deep-verified before being treated as a final editorial rating.

True Merchant of Record MoR / reseller

PayNow says it acts as the legal seller of record and handles VAT, sales tax and chargebacks.

2026-05-24

discovery

medium

“legal seller of record”

Discovery-level source. Needs a full profile pass for pricing, eligibility limits, countries, tax regions, and legal entity details.

PayNow MoR Docs

Caveats

• Deep verification still required before assigning a final editorial score.
• Confirm legal seller/MoR wording, product restrictions, tax scope, payout countries, and pricing directly with official documentation.

Accepted or likely accepted

SaaS Accepted
Downloadable software Accepted
Games Accepted
Digital downloads Accepted

Risky, refused or unclear

No entries in this group.

Unclear

Online courses Unclear
1:1 coaching Unclear

Tax coverage

EU VAT: Verify
UK VAT: Verify
US sales tax: Verify
Canada GST/HST: Verify
Australia GST: Verify

Tax coverage is mentioned or implied in discovery evidence, but exact regions need provider-level verification.

Product features

Hosted checkout: Yes
API: Verify
Subscriptions: Verify
One-time payments: Verify
Installments: Verify
Usage-based billing: Verify
Refund handling: Verify
Chargebacks: Verify
Affiliate system: Verify

Geography and payouts

Seller countries: Requires provider verification; public discovery source did not fully document seller-country coverage.
Customer countries: Requires provider verification; public discovery source did not fully document customer-country coverage.
Payout countries: Requires provider verification; public discovery source did not fully document payout-country coverage.
Payout currencies: Requires provider verification; public discovery source did not fully document payout currencies.

Source links

PayNow MoR docs

Information missing?

Some provider details may be incomplete, unclear, or not publicly documented yet. If you work at PayNow, use this form-style email to send official sources for pricing, VAT coverage, accepted products, payout countries, invoices, or Merchant of Record responsibility.

Missing info? Contact us Report outdated data

We prioritize official documentation links and written provider confirmations. Sponsorship never changes editorial ratings.