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MoR Finder
Use case Use case

Merchant of Record for SaaS
software subscriptions

SaaS sellers usually need subscription billing, global tax coverage, B2B invoicing, VAT ID collection and an API-friendly checkout.

Strong starting shortlist

Paddle

Strong fit for SaaS/software. Not for human services.

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SaaS Downloadable software AI tools

Stripe Managed Payments

Best fit if you already live on Stripe and sell digital products.

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Digital products SaaS already on Stripe Software

Polar

Developer-loved MoR with thoughtful DX and OSS funding features.

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Open-source maintainers Indie SaaS AI tools

FastSpring

Mature global MoR for software. Solid for B2B SaaS that needs hands-on support.

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SaaS Downloadable software Games

PayPro Global

Established software MoR with strong global payment coverage.

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SaaS Software Digital downloads

What to verify

  • • Confirm the provider acts as legal seller, reseller or Merchant of Record for your exact flow.
  • • Ask whether your product category, delivery model and customer countries are allowed.
  • • Verify tax coverage for EU VAT, UK VAT, US sales tax and any priority customer markets.
  • • Check payout countries, currencies, refund rules, chargeback handling and invoice support.
  • • Check whether your app includes human services, implementation work or marketplace payouts.
Directory match

Providers that accept SaaS

high confidence

2Checkout (Verifone)

Long-running MoR (now part of Verifone) for software, SaaS and digital subscriptions with global coverage.
high confidence

Cleverbridge

Enterprise MoR focused on B2B SaaS, software and subscription businesses with managed back-office and renewals.
high confidence

Digistore24

European reseller / MoR oriented toward online courses, coaching, support services and high-ticket digital offers.
high confidence

Dodo Payments

Newer MoR aimed at indie SaaS, AI tools and digital products. Refuses human-delivered services.
high confidence

FastSpring

Enterprise-grade MoR for software, SaaS, video games and digital goods with strong global tax and currency support.
high confidence

Freemius

Merchant of Record focused on software products, especially WordPress plugins, themes and app-like software.
high confidence

Kelviq

Merchant of Record for SaaS and AI products with tax, invoices, refunds and disputes.
high confidence

Lemon Squeezy

Merchant of Record for indie SaaS, digital downloads and software. Notably refuses services and human-delivered offers.
high confidence

Nexway

Enterprise Merchant of Record for SaaS, cybersecurity, gaming, enterprise digital goods and physical distribution.